Cozy Credit Report

If you skip paying through cozy for a month your report will show no activity for that month.

Cozy credit report.

Your cozy payments will only appear on your experian credit report. There s nothing for you to do right now but we ll let you know before your account moves. Credit history built through cozy and experian rentbureau shows up on experian credit reports. Reports contain accurate up to date info about your applicants.

If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. Learn more about the change. You need more than just a credit score to understand an applicant s financial situation. When tenants choose to use a credit or debit card there s a 2 75 service fee.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. That means if you want to pay outside of cozy for a month that s okay. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Landlords can request screening reports and applicants purchase and share reports.

Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.