Cozy Credit Check Review

The bbb link you provided lists cozy as having an a rating and the complaint was from a tenant who applied for a rental and paid to have the credit check done.

Cozy credit check review.

In my opinion 20 isn t a lot of money to apply for a rental and now that they bundle background checks for 35 i think it is a great resource for landlords. Please check out resources available to. Well it s free to you because the tenant has to pay for it. Learn more about the change.

Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. At this time cozy co provides all their tools and services to landlords completely for free including rental applications and screenings collecting rent tenant background checks and credit checks property listings on partner websites and more. It is a pass fail measure note. I don t know how common it is to have your tenants pay to have these checks done.

Rent splitting one time charges maintenance requests and more. Renters on the other hand will be responsible for some fees. The best tenant screening services offer criminal background checks employment and income verification and eviction history all at an affordable price for landlords tenants and property managers. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose.

What i like most about cozy. Smartmove allows our clients the option to see a full credit report including the score and also the ability to charge application fees directly to the tenant. I am a landlord that uses cozy co to collect rent and for two years everything has been fine but last month i have not received my renters money in my. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports.

Depending on state laws landlords can charge tenants for the application and tenant background check fees. You need more than just a credit score to understand an applicant s financial situation. Easy to set up a single property or numerous can list your property right on the site and their partner sites and screen applicants they offer credit and background checks through them for an awesome price extra s like. So i tell my applicants up front if i accept you i will refund you the.

What i don t like is that cozy kind of markets their credit and background check as free. There s nothing for you to do right now but we ll let you know before your account moves. It s 34 95 to complete both.